Home Page
Auto Insurance SR-22 Insurance Motorcycle Insruance Boat Insurance RV Insurance
Auto Insurance Quote SR-22 Insurance Quote Motorcycle Insurance Quote Boat Insurance Quote RV Insurance Quote

There are several ways a person’s driver license can be suspended under the Mandatory Insurance Law. Outlined below are the reasons a person can be suspended and the reinstatement requirements.

Motor Vehicle Accident Judgment (Missouri) - If you have been suspended because you were involved in an accident in Missouri and a judgment was rendered against you in court for failing to pay for the damages, you must send the following items to the Driver License Bureau before you can be reinstated:

  • A court approved installment (payment) plan or certified document from the court indicating that you have paid for the damages in full. If you do not settle (pay) the judgment, your driver license will remain suspended for a 10-year period.
  • $20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.
  • Proof of insurance. The most commonly used proof of insurance is an SR-22 filing. It must be kept for two years from the starting date of your suspension.

Motor Vehicle Accident Judgment (Out-of-State) - If you have been suspended because you were involved in an accident in another state and a judgment was rendered against you in court for failing to pay for the damages, you must send the following items to the Driver License Bureau before you can be reinstated:

  • Reinstatement or clearance letter from the other state.
  • $20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.
  • Proof of insurance. The most commonly used proof of insurance is an SR-22 filing. It must be kept for two years from the starting date of your suspension.

Motor Vehicle Accident - Failure to File an Accident Report - If you were involved in an accident that included a motor vehicle that may not have been insured, you may receive notice from the department to file an accident report. You have 10 days from the mail date shown on the notice to file the accident report. If you fail to do so, your driver license and/or motor vehicle registration will be suspended. If you have been suspended for failing to file an accident report, you must send the following items to the Driver License Bureau before you can be reinstated:

  • A completed Motor Vehicle Accident Report (Form 1140). If you do not submit this completed form, you must serve a one-year driver license suspension before you can be reinstated.
  • $20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.

Motor Vehicle Accident - Failure to Pay for the Damages - If you have been suspended because you were the person at fault in an accident and failed to pay the other person(s) in the accident for the vehicle/property damage or personal injuries, you must send the following items to the Driver License Bureau before you can be reinstated:

  • Proof that you have paid or settled the accident with the other person(s). You will need to submit a notarized installment agreement showing that you are making payments for the accident or you can submit a notarized release of liability if paid in full. You may also submit a deposit of security. If you do not submit this proof, you must serve a one-year driver license suspension before you can be reinstated.
  • $20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.

False Insurance - If you have been suspended because you showed false insurance to a police officer or the Department of Revenue, your driver license and/or motor vehicle registration will be suspended for one year. You must send the following items to the Driver License Bureau prior to the end of the suspension period before your driver license can be reinstated on the eligibility date:

  • Proof of liability insurance (copy of your insurance identification card). Proof of insurance must be kept for three years from the date you became eligible to be reinstated.
  • $150 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.

Mandatory Insurance - Failure to Show Proof of Insurance When Requested by Department of Revenue - If you have been suspended because the Department of Revenue notified you to show proof of your insurance and you did not have any insurance in effect, OR because you were not maintaining insurance on the vehicle you owned and/or operated, you must send the following items to the Driver License Bureau before you can be reinstated:

  • Proof of liability insurance (copy of your insurance identification card). NOTE: If an accident was involved, you must submit an SR-22 insurance filing as the insurance identification card will not be accepted. The most commonly used proof of insurance is an SR-22 filing. Proof of insurance must be kept for three years from the date you became eligible to be reinstated.
  • Appropriate reinstatement fee as follows. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.
    • $20 if it is your first offense.
    • $200 if it is your second offense.
    • $400 if it is your third or subsequent offense.

Out-of-State Accident - If you have been suspended because you were involved in an accident in another state and you did not have any insurance in effect at the time of the accident, you must send the following items to the Driver License Bureau before you can be reinstated:

  • Reinstatement or Clearance Letter from the state where you were involved in the accident.
  • $20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.

Failure to Maintain Liability Insurance - If you have been suspended because you have failed to keep your insurance in effect for the three-year period required by law, you must send the following items to the Driver License Bureau before you can be reinstated:

  • Proof of insurance. The most commonly used proof of insurance is an SR-22 filing. The SR-22 filing is required if you were originally suspended because of a motor vehicle accident. If not, you can file proof of insurance by providing a copy of your insurance identification card. Proof of insurance must be kept for the remainder of the three-year period that you were originally required to maintain an SR-22 filing.
  • $20 reinstatement fee. Money order or personal check is acceptable. Please include your full name, address, date of birth, and driver license number.
Posted 9:38 AM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
   

HOME PAGE ABOUT US GET A QUOTE REFER A FRIEND CONTACT US

2903 S Belt Hwy | St Joseph, MO 64503

Logo
Powered by Insurance Website Builder